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- Rudolf: Quote: What are the current estimated costs of building a house per m². That just depends on what kind of requirements you meet
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Home » Reader question » Thailand question: Transfer money from Thailand to the Netherlands?
Thailand question: Transfer money from Thailand to the Netherlands?
Dear readers,
What is the best way to transfer money, 300 euros, every month to the Netherlands from Thailand? I do not have a bank account in the Netherlands.
Please respond.
Regards,
Yuundai
Editors: Do you have a question for the readers of Thailandblog? Use it contact form..
the person who must receive the money in nl must have an account. If not, weird!
With account: wise.com
Without account, with ID: western union.
Martin ,
With wise you can send from NL or B to Thailand, but unfortunately not the other way around.
If you have an account with Kasikorn Bank: download their app on your smartphone (you have to fill in all kinds of things, if this doesn't work out, go to a large branch).
You can then transfer money to NL super fast, it says within a few seconds.
Deemoney.com [cheapest] or your own Thai bank or Western Union [most expensive]
I think in this order from cheapest to most expensive / or extra barrier:
1) Deemoney.com – from Thai baht via your Thai bank account to a euro account in NL
2) Your Thai bank account – directly to the euro account. Ask the bank employee how this is easiest with your bank's app or website
3) Western Union
As far as I know, Wise has no option, except that you indirectly transfer via a Wise euro account to the beneficiary's euro account. However, to transfer from your Thai baht account to your Wise account, you must follow the above options.
Dear Maarten, I have a Wise account myself and I don't think you can transfer money from Thailand to the Netherlands.
If Yuundai wants to transfer money to the Netherlands, he can use Deemoney for that.
https://www.deemoney.com/
The option that Kees shares here is of course also a possibility.
Please note the mutual costs between bank transfer and eg Deemoney.
success
The cheapest way is via crypto, e.g. in USDT or XRP.
For XRP, the fee is 0.25 XRP, which is now about 23 cents.
With the coin USDT, the transfer fee is 1 USDT, about 80 cents, a little more, but USDT is pegged to the US dollar and the exchange rate fluctuations are smaller.
You can pay out via Kraken to a 'SEPA' account for 9 cents.
In addition, you have costs for converting THB to crypto and later from crypto to EUR.
Well-known exchanges are eg Kraken and Binance, in Thailand bitkub.
The fees are 0.25% at Kraken and Bitkub and 0.1% at Binance.
In the worst case you lose 0.5%.
For the sake of convenience, here is the total picture, with fictitious rates of 40 THB/EUR and 1.2 USDT/EUR (and therefore 33.333 THB/USDT)…
12000 THB => 360 USDT
0.25% fee => 0.9 USDT
Transfer to another exchange, fee 1 USDT.
So there comes 358.1 USDT.
358.1 USDT => 298.416 EUR
0.25% fee => 0.746 EUR
0.09 EUR fee for transfers to SEPA account.
Here it comes: 297.57 EUR (99.19%)
As for crypto… you can transfer to the App >> coins.co.th << Thai bath from your Thai bank, e.g. K-bank and convert it to Bitcoin; then forward that Bitcoin to Crypto.com, convert it to EUR there and then to the bank in NL ... It seems like a long process, but in practice it is seconds work ...
From Binance it is - temporarily - not possible to send EUR to an IBAN in NL, of course due to EU rules 🙁 …
In general, transferring BTC is expensive.
At bitkub it costs 0.0005 BTC, currently it is almost 20 euros.
paypal if your bank sends it there. Cost 2,99