Dear readers,

I have a question about car insurance. My car (now 2 years old) is insured with Viriyah class 1. Next month I have to take out a new annual contract. No insurance claims in the last 2 years. Am I now entitled to a No-claim discount or does such a thing not exist in Thailand?

Many thanks for any responses.

Regards,

Jan

10 responses to “Reader question: Does No-claim discount exist in Thailand (car insurance)”

  1. Chose says up

    You are also entitled to a no-claim discount here. I have the maximum 50 percent.

  2. Cees says up

    I can keep it short, sometimes a little lower price because you continue. But there is no noclaim here. At least not for the past 14 years for me. (damage free)

  3. Bob, yumtien says up

    Check with aa insurance.
    Normally you are insured for free when you buy a new car. After 2 years you must take care of this yourself

    • Geert says up

      Bought a new Toyota Yaris in April last year. The first year included a free comprehensive insurance, so not 2 years.
      I. I'm looking and comparing prices right now.

      Goodbye.

  4. Pier says up

    Yes, as an example
    I bought my Honda CRV 1,3 million baht 10 years ago from Honda in Pattaya.
    Honda paid first year insurance as a gesture of purchase
    Good trick, of course, then you are immediately baked to this insurance company.
    Hasn't turned out to be a bad choice over the years.
    Bangkok insurance name
    In those 10 years only had 1 own small damage, but received a discount on the premium every year.
    According to the insurance company because I have driven without damage all these years (knock on the door) they still use class 1 (translates our all-risks insurance) on which I now get a 50% discount from the original premium .... of course with the mention that own damage only up to 500000 Baht is reimbursed due to depreciation of the car…. their class 2 insurance (say our WA insurance) is just as high as my class 1 insurance now

  5. Tom Teuben says up

    Certainly, the no-claim regulation is almost the same as in the Netherlands. So bonus/malus and stepped reversion.
    I would say: read the policy conditions

  6. Hanso says up

    Hi Jan,

    Yes, it exists. 1st renewal year 20%, 2nd 30%, 3rd 40% and 4th 50%.
    But ask for the policy conditions in English, then you can read everything at your leisure.

    I am insured with the same company. Also receive compulsive insurance for free every year.
    Incidentally, this only applies to 1st class (you have) and not to the other classes.

    Greetings Hanso

  7. ser cook says up

    Yes.
    But you can't take it with you to the next car. Not even with the same insurer.

  8. Jochen schmitz says up

    Just go on the internet Red car insurance that will go below 50% discount.
    Have had this insurance for 3 years,

  9. Adri says up

    You can accrue no-claim for up to 5 years and that is for the car itself.
    So if you sell your car, the no-claim goes with it and the new driver has a 5-year no-claim right away.
    You yourself if you buy a new car can start all over again without no-claim.
    That's what they told me at AA insurance.

    If not, I'd like to know.


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