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Home » Reader question » Reader question: How and how much baht can you take with you to Belgium when you return from Thailand?
Reader question: How and how much baht can you take with you to Belgium when you return from Thailand?
Dear readers,
I have 8oo.ooo baht in bank account in Thailand. If I have to return to Belgium due to illness, what is the best and safest way to get this amount back to my bank account in Belgium? How much can I take with me in euros when I return?
With kind regards,
Jos
Hello Jos,
My latest information is that you are allowed to carry out 50000 baht in cash, that is per person, so if you are traveling with several people each one is allowed to carry 50000,
if you have an account with an ATM card, you can simply use that card in Europe to withdraw money from your account, I am allowed to withdraw a maximum of € 250 per day, please note the logo on your card to see if it is from maestro or cirrus , I mean that logo, then you can just use it in Europe, with the advantage, if the exchange rate is not favorable, so if you only get 37 baht or so for the Euro, then little will be debited from your Thai account.
Yours faithfully,
Lex K
Indeed Lex, is here on the site of Bank Of Thailand.
Under I/c/2
http://www.bot.or.th/English/ForeignExchangeRegulations/FXRegulation/Pages/ExchangeControlLaw.aspx
Transfer via internet banking to your Belgian account.
You can simply have the money transferred to your Belgian account. Or you can withdraw what you need every time you need in Belgium with your Thai debit card. It is the safest way and it is also legal. In Europe, I think you are allowed to import 10.000 euros freely. If you have more with you, you have to prove where you got that money from. If you don't do that, you run the risk of losing it to customs. So if the money is honest there is nothing wrong, but with black money you will probably walk into the light, that is not allowed.
@ Jan Luck,
It's just the other way around.
You may import 10.000 euros per person from Europe to Thailand.
To be on the safe side, take something with you to show where the money comes from.
I don't know what one is allowed to take to Europe, because I assume you are not talking about BAHT.
This exchange in Europe is a legalized scam in terms of rate.
LOUISE
The limit for importing or exporting 'liquid assets' into the EU is 10.000 euros (or the equivalent in other currencies).
See http://ec.europa.eu/taxation_customs/resources/documents/customs/customs_controls/cash_controls/leaflet_nl.pdf
Bring baht to the EU and exchange it there? I think you're getting a really bad rate.
And there are limits to taking baht in cash. Try the Bank of Thailand website?
Can't you just transfer to your bank in B? I did manage to transfer to ING in NL and within 48 hours.
Dear Erik,
Simply transfer it to your account in Belgium… With ING, that is no problem…
I always just transfer it from my Thai account to my Dutch account. Just visit your Thai bank and have an international transfer done. With me it has always been transferred within two days (from Bangkok Bank to ABN AMRO in my case).
Simply transfer through the bank is no problem. I've been doing this regularly for the past few years. If they ask what it's for, I say it's for my children's education and it's just accepted. I have never been asked for proof if I have children…..
Dear Jos, you are going to make it extremely difficult, you have a Thai and a Belgian bank account, how about just transferring that money back to the Belgian account. Or am I thinking too simply?
You can freely import or export 10.000 euros in Europe. 1 euro more and you have to declare it at customs.
I always do this, but max 10.000 from customs, you will then receive a proof of export. Can later serve as proof that you have imported this money into Thailand. When entering Thailand I give it again and then another paper as proof of entry. Best 200 euros money. gives better exchange rate. Exchange when the baht is high. different account. (ATM)
Foreign Exchange Administration and Policy Department
Bank of Thailand:
http://www.bot.or.th/English/ForeignExchangeRegulations/FXRegulation/Pages/ExchangeControlLaw.aspx
You can transfer it to your account in Belgium with a regular transfer.
You can withdraw it in cash from your Thai bank account and then transfer it in Euros with the Application for Outward Remittance form directly to your bank account in Belgium, with an amount of THB 800.000 this is possible without a supporting document for which you want to make such a transfer, call the reason on this form Expenses.
Check with your bank what the exchange rate is and what the costs are for a normal transfer and the same for an Application.
Then you can choose the cheapest rate and costs.
Not lugging around with so much THB and leaving the country, Thailand is not allowed to do that, if you get caught then something is waving and you are not allowed to enter that into NL without hassle. Keep it simple and safe.
Success.
Nico B
Also check out this video I made. It's about declaring money at customs.
http://www.youtube.com/watch?v=QaJvFy60ck0
Can't you give that money to someone there (a good acquaintance / friend) and who you simply pay out in Belgium through family / acquaintances, in euros?
It's just a suggestion.
I also wanted to get my money back in Belgium. My sun works at Fortis. He has opened an account in Thai Bath here in Belgium. (on the same number) Just “transferred” Thai bath from my Thai Bangkok Bank to my Belgian bank. you lose almost nothing and with a good exchange rate you can then convert to Euro or refund to your Thai account when you return to Thailand. Do insist on TRANSFER do not exchange in Thailand and then transfer it, then you lose…..