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- Rudolf: Quote: What are the current estimated costs of building a house per m². That just depends on what kind of requirements you meet
- Johnny B.G: In the 50s-80s/90s, Dutch regularly grown food also contained poison and yet there are 20% elderly people in the Netherlands and in TH that is also the case.
- Johnny B.G: The interpreter bases himself on a number of sources, but there is of course much more to it. In Isaan since 50-60 years ago r
- rob: On average I stay in Thailand 6 to 8 months a year and enjoy the food there every day. I will never, ever be told
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Home » Reader question » Reader question: Borrowing a car in Thailand, can I insure it?
Reader question: Borrowing a car in Thailand, can I insure it?
Dear readers,
During our visits to my friend's family, we use her brother's old pickup truck. As I understand it is insured for what is mandatory in Thailand (I think WA).
As a farang, I would like to take out additional insurance, partly because a “farang is always to blame”.
Does anyone have experience if this is possible and where?
Regards,
Fred
A foreigner is only blamed if he is really at fault for an accident. Farang always gets the blame is an internet urban myth.
The compulsory insurance is a kind of WA, but only for medical costs, so very, very limited. You can take out a real WA (3rd class) insurance if you wish.
The statutory insurance (Porobo) covers damage to third parties to a limited extent. You can also purchase additional insurance from an insurance company or broker to better protect the liability of the driver against claims. 3rd class is possible, but also 2nd and 1st class that covers the damage to your own vehicle, with or without an extra premium for a bail scheme to keep the driver out of prison.
Please note that the extra insurance applies to all drivers who drive the vehicle and not only to the person in whose name the vehicle is registered.
Costs a satang extra, but you also buy something for it.
Sold per full year. I searched and found nowhere per month. Maybe someone with other knowledge/experience?
If you are not the owner, you probably cannot insure the car.
One possibility is to have the brother take out the extra insurance and you pay.
The Safety Insurance (car insurance) is a possibility. More than 3000 Baht per year. Tel.0-2257-8080
Be sure to install a dashcam in the car.
This way you will have less discussion in case of an accident.
Regards,
Paul
Thanks everyone for the tips. Good idea to install dashcam.
I'll look for the insurance companies anyway.
Fred
Taking out first class insurance is per year, pay 16873 baht per year, and to avoid all difficulties, Thai driver's license then you are fully covered, this according to the Bangkok bank where the insurance was taken out, also includes pick up Isuzu, good luck.
Thanks also. Is the insurance in the name of the driver or the owner of the car?
A year is actually a long time but now I know the possibilities.