Thai Immigration: Proof of Income 2019
A text from Thai immigration has appeared on Thaivisa. The text is about documents that must be delivered if one wants to use an income to prove the financial side of the annual extension. The text has not yet been officially published, I understand, but it will soon.
It already indicates which way immigration wants to go. If every immigration office now adheres to this text, it will not be as dramatic as it was proposed in October. At least not for us Dutch and Belgians.
The text supplements paragraphs 2.18 and 2.22 of the document “Order of immigration bureau No 327/2557 Subject: Criteria and Conditions for Consideration of an Alien's Application for a Temporary Stay in the Kingdom of Thailand”. It should create more clarity when one uses an income as proof when applying for an annual extension. The document is dated December 26, 2018 and is signed by immigration chief Lt Gen Surachet Hakparn (unofficial translation):
2.18 In the case of family member (mother, father, male or female spouse, child, adopted child or child of spouse) with Thai nationality.
Can be authorized for not more than 1 year.
Evidence of annual income that equates to no less than B40,000 per month of alien father, mother or spouse such as.
1. Tax receipts of the supporting relative. (Presumably Thai tax receipts for a foreigner working in Thailand supporting foreign spouse, parent or child, eg you have a Thai wife and support your mother or non-Thai child from a previous marriage living in Thailand).
2. Evidence of a guest house. Letter of certification from a Thai bank supported by bank statements showing a pension being transferred to the pensioner's bank account every month for at least 12 months. Exceptions are allowed for those who have been retired for less than one year – example given.
3. Evidence of income from a foreign embassy or consulate.
2.22. For retirement extensions of no more than 1 year evidence of average monthly income of B65,000 is required.
1. Evidence of boarding. Same as 2 above,
2. Evidence of income from a foreign embassy or consulate.
In summary and in Dutch/Flemish this means:
2.18 – Is about those who are married to a Thai or have Thai children.
For an annual extension, they must provide one of the following supporting documents if they want to use an income.
- Tax letter
- A bank statement and account statement. (People do speak of "evidence of pension" but how can the Thai bank know that the deposit comes from a pension?) This bank certificate and account statement must be delivered by the bank. It must state that a monthly amount of at least 40 Baht was deposited into the account during the year prior to the renewal application. For those who have not been in Thailand for a year, and therefore cannot prove a year, an adjusted period will apply. I suspect at least two months.
- Proof of income issued by the embassy, ie for Dutch citizens the Visa Support Letter or for Belgians the “Affidavit” of income. Proofs of income issued by other embassies (including German ones) are still valid, of course.
2.22 These are the “retirees” who request an annual extension based on “Retirement”.
If they want to apply for an annual extension and use an income for this, they must submit one of the following documents.
- A bank statement and account statement (they speak of “evidence of a pension”, but how can the Thai bank know that the deposit comes from a pension?) This bank statement and account statement must be delivered by the bank. It must state that during the year prior to the grant application, an amount of at least 65.000 Baht was deposited into the account each month. For those who have not been in Thailand for a year, and therefore cannot prove a year, an adjusted period will apply. I guess two months.
- Proof of income issued by the Embassy, ie for Dutch citizens the Visa Support Letter or for Belgians the “Affidavit” of income. Proofs of income issued by other embassies (including German ones) are still valid, of course.
Normally, for us, the Dutch and Belgians, little will change, I think. According to this text, it is still possible with just the Visa Support Letter (for Dutch people), Affidavit (for Belgians), or the income statement of the popular Consul of Austria in Pattaya.
The question now is, of course, how the immigration offices will react to this locally. I would imagine that for one office an Affidavit/Visa Support Letter OR bank receipt of the monthly deposits will suffice. This would be the correct way. Others may want to see an Affidavit/Visa Support Letter AND bank receipt of monthly deposits. These are the offices that then go their own way. The future will show this.
To avoid misunderstandings. Meeting the financial conditions of the annual extension with a bank receipt of 800.000 Baht (Retired) and 400.000 Baht (Thai marriage) is also possible, of course. So is the combination (bank amount / income together 800.000 Baht).
We now have to wait for the first experiences.
Share your experience on the blog (at least if they are from after 01/01/19) and then immediately tell us which immigration office it concerns.
Other readers may benefit from it.
Success.
RonnyLatYa (formerly RonnyLatPhrao)
About this blogger
-
66 years old and lives in Kanchanaburi/LatYa. Married in 2004 to his current Thai wife.
A career in the Belgian Navy as a Radio Operator-Coder and Electronic Warfare. The last 3 years in the Belgian-Dutch Operational School in Den Helder as a communication education technician and Mentor. Since 2011 on (early) retirement.
Hobbies are mainly watching football and cycling, fishing, gardening, but can also enjoy just doing nothing.
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I agree with you.
Nothing changes for Dutch/Belgians, for others where the embassy no longer provides the income letter, they now have to prove the income by means of monthly payments instead of the income letter. Where immigration offices already asked more, it will not be different,
No, things will change. You must prove monthly deposits. Every quarter, a fairly large amount of my income goes from my Dutch account to my health insurance in France. Do I have to pay that from my Thai bank later?
In addition, I periodically transfer money to save bank costs. My pension fund ABP asks 15 euros for the transfer. I don't know what that costs for the AOW. This may cost me 12x2x15 = 360 euros per year, excluding the Thai bank costs. Now it costs me 3 or 4 times a year 6.50 euros plus Thai bank charges.
I have 2 sources of income, but there will be people who have more sources of income.
In addition, I wonder whether the Dutch banks will continue to accept your account if no more transactions are made.
No, if you use the letter from the Embassy, you do not have to prove to Immigration that the money is deposited in a Thai bank.
That is not entirely true: you are not asked for proof that a NL pension office transfers directly to your TH bank. Furthermore, too expensive bank transfer costs can be parried by using Transferwise, for example.
Transfer wise .
Still, I think you should be careful if you are going to use this to transfer that amount every month.
On your bank book, the immigration officer cannot see from the code that this amount comes from abroad and that is a requirement. This is because Transferwise uses a local Thai account to transfer the amount to your Thai account, i.e. it is a local transfer and not an international transfer according to the bank book.
Regular banks do state that it concerns an international transfer.
Therefore, Transferwise may require additional proof that the amount comes from abroad.
I do not know. I'm just passing it along as something to think about and that might raise questions for the immigration officer.
I personally assume that the whole story revolves around tax collection.
Probably the most important thing is that you bring in money and pay taxes on it.
You will probably encounter the problem that they probably want to receive tax on the entire amount brought in, even if you have already paid tax in the Netherlands.
Then you would have to show with the treaty in your hand that you have already paid tax.
And proving that could be difficult, because what will they accept as evidence?
At the time of the declaration to the Thai tax authorities, you have not yet received a final assessment from the Dutch tax authorities, so a major problem could arise there.
is a bit doom-mongering! You say "it's all about tax collection". If we talk about demanded monthly amounts, there will be no tax at all.
“I myself assume that the whole story revolves around tax collection.
The most important thing is probably that you bring in money and pay taxes on it.”
Very unlikely. Thai immigration has basically changed nothing, the only thing is that they accommodate people due to their embassy's inability to provide an income statement by accepting monthly deposits as proof of income instead of the embassy's income statement.
Very unlikely indeed.
If one wants to levy taxes, one could do so in the past on the basis of your statement that you had at least 65 000/40 000 Baht income, or even on the bank amount of 800 000 Baht/400 000 Baht.
For example, a flat-rate assessment.
As Ronny points out: this is not an official text, and only a provisional translation of this unofficial text is available. So no hard conclusions can be drawn yet, but if it does indeed go in the direction described, nothing will change for us, as long as our Embassies continue to issue the necessary income statements.
The official text (police order) is now available, as well as the official translation. The provisional text as shown above by Ronny is correct. Proof of income by means of deposits in a Thai bank, other method (money in the bank) remains possible.
The official text now also clearly states that the amount that is deposited must come from abroad (even overseas).
For those who already thought to just transfer it monthly from one account to another within Thailand …. 😉
Question is what if you use Transferwise (and similar ones)?
After all, Transferwise transfers the amount within Thailand, from their Thai account to your account….
Transferwise is booked at Bangkok Bank as money from abroad, at the other banks as a domestic transaction.
It is therefore best to open an account with Bangkok Bank for those who want to use this method in the future.
Maybe I should do that because I regularly use Transferwise to transfer money. You never know that one day they will ask where their money comes from 😉
Official Thai – English translation now available: https://www.thaivisa.com/forum/topic/1076820-confirmed-here-is-exactly-what’s-needed-for-retirement-marriage-extensions-income-method-from-2019/
Last year I received a letter of support from the Ned Embassy was no problem either, but I was able to go back to Bangkok to get it legalized! Is this bothersome or is this a requirement? Round trip Bangkok 600 km.
That is what I mean by “…offices that then go their own way.”
Such things are decided locally and there is little you can object to.
Which means that anyone who has doubts about how his/her immigration office will act should go to that office to make inquiries. Then report it on this blog so that others are informed.
That is indeed still the best solution if you are in doubt.
I always say. I always just present the situation as prescribed by the State Department and Immigration and how it should be.
You only know how they interpret a text locally if you ask there.
This also applies to embassies/consulates.
I submitted the original letter of support from the embassy to the Sakaew/Aranyaprathet immigration office last December. This was sufficient.
Dear Mr or Mrs Oosterbroek.
This also differs per immigration office.
With me in Nakhon Si Thammarat this August 2018 was not necessary.
But I have now moved to Cha-am, I don't know for here.
Which immigration office did you go to if I may ask?
And did you also have to have that letter of support translated into Thai?
regards George
I find a contradiction somewhere in the whole story… If one were to rely on pension income, must “an amount” actually be paid monthly into a Thai bank account? Or is it sufficient to demonstrate that “the amount” is deposited into a Dutch/Belgian account?
What contradiction then?
Nowhere is there a question of a foreign (Dutch/Belgian) account and that was never the case in the past. For an annual extension, accounts with a Thai bank always apply.
“Letter of certification from a Thai bank supported by bank statements showing a pension being transferred to the pensioner's bank account every month for at least 12 months.”
Seems clear to me that this is about a Thai bank account if a Thai bank has to declare this.
And otherwise you just go after your visa support letter.
If nothing changes, there is indeed no problem and everything remains as before; however, if Thailand would require a monthly deposit of minimum 65.000.-Thb into a Thai account (as is the case for the US and Australia), then it would be a completely different story…
The official text clearly states OR and not AND.
The only problem is immigration offices that go their own way, but they do that with other things too.
Here you can only continue on the text.
By the way, you can also deposit 65 Baht every month as a Dutchman/Belgian. You therefore do not need a visa support letter.
What they ultimately want to see by January next year 2020 is that you actually transfer 65000 or 40000 baht per MONTH from your bank account in your home country to your Thai bank book. It's that simple. JanBeute.
Indeed and if you want to use that monthly deposit as proof.
With a visa support letter, proof of deposit is not required.
Dear Ronny you write, with a visa support letter proof of deposit is not necessary.
I don't think that letter of support will be of much use to you next year.
Immigration is more dependent on your Thai bank book and what this book says about the number of times and the amount of money that enters Thailand.
With just a letter of support, you can still leave your pension money in a national account.
They just want to make sure money comes in from the pension box and is spent here in Thailand.
And don't blame them.
What's wrong with bringing your pension money here, after all, you live and live here all year round.
Just like what is wrong with paying taxes here in Thailand, you also use all kinds of things here as an example, citing the infrastructure and no longer in your home country.
We'll see how immigration does this soon, and as usual it will be different for every immigration office and employee.
What a relief that annual 800000 scheme is.
Jan Beute.
Jan, there's no sign of the visa support letter disappearing. In the relevant latest texts of Immigration this method is mentioned by name. The fact that there are 4 embassies that no longer issue such a statement can be traced back to the unwillingness/ability to verify the income. Most embassies do: you must submit proof of income with the visa support letter.
'What's wrong with bringing your pension money here, by the way,' you ask yourself.
Nothing, of course, but it still depends on your personal situation whether you want to do that.
When you have completely left NL and no longer have any bills to pay there, nothing stands in the way of your full income coming to Thailand, but when you – like me – still live in NL for 4 months a year and there permanently costs such as rent, insurance, etc., it is less obvious. That apart from the question of whether you can still transfer 65.000 baht monthly after paying the bills in NL, of course……………
I also plan to celebrate my retirement on the basis of 8 months TH and 4 months NL (a number of years). But then you get into a completely different discussion, namely. that you must ensure that you make this method financially possible. The best way is to put 800K THB in a bank. The TH authorities then understand that you also bring in money during your stay to pay for your groceries, etc. Actually, this whole discussion does not apply to “part-pensioners”. This arises because there are people who operate financially on the edge in order to make their stay in TH possible. They constantly experience obstacles that keep asking these kinds of questions about what and how to do.
What I think about it is really unimportant and secondary. What matters is what the official guidelines are.
I therefore only write what the official text currently represents.
That is a visa support letter OR (OR) a monthly deposit and not AND (AND) a monthly deposit.
I also think that I have written several times that we will see how the immigration offices will interpret and approach it locally. By the way, I already wrote in the first article.
I also don't remember writing anywhere that there would be something wrong with transferring money. But that is no more or less correct than using a visa support letter and/or a bank amount. That is all correct according to the applicable guidelines.
After all, that 800 Baht is only for 000 months that they have certainty that this is on an account. Where the other 3 months that money is is not important to them either. Maybe others (friends, family,..) use it fully or partially during those 9 months, to prove their 9 800 Baht as well.
And I'm not against paying taxes in Thailand at all. But then they have to exempt me from taxes in Belgium of course.
Or they ensure that a sum is allocated to Belgium on which they may levy taxes and a sum on which Thailand may levy taxes. I would all agree. Nothing wrong with it.
But at the moment there is a tax treaty between Belgium and Thailand and that says that a Belgian with a state pension must pay taxes in Belgium…..
Okay . Fine by me.
Or would you think it's normal that I only have to pay 2 x the full pot of taxes?
As far as taxes are concerned, I can also, following your thinking, assume that everyone who uses the 800 Baht as proof will also be taxed on it. After all, they also use the infrastructure, etc… just like someone with an income.
Why should those with an income have to pay taxes and those with a bank amount not?
But luckily I don't have a problem. At least not now, but I don't know what the future will bring.
At the moment I can still freely choose whether to use an income or a bank amount as “Retired”. I meet both minimum requirements.
Of course, if I ever had to pay tax on an amount in Thailand, I would go for what is most favorable to me, of course.
Then I use the financial conditions of a Thai married person (because I am too). Then I stick to a bank amount of 400 Baht or deposits of 000 Baht as proof and then they have to calculate their taxes on that.
And that is also correct, isn't it? or not ? 😉
Yes, but they don't demand that!? You may also demonstrate that THB 40K is deposited each month, for example in combination with a bank balance of THB 400K.
Indeed. The combination method also still exists for “retirees”.
But with the combination method you don't have to deposit money every month (you can of course).
Combination method says that you can combine an income and a bank amount to the requested total amount of 800 000 Baht on an annual basis
“Must have an annual earning and fluids deposited with a bank totaling no less than Baht 800,0000 as of the filing date”
So you use your visa support letter for that annual income and supplement the missing amount with a bank amount. Nowhere does it state that you have to deposit an amount every month.
Please note. For married to a Thai, the combination method is still not possible.
There it is only 40 Baht p/m or 000 Baht in the bank.
The intention of the T. government is that hard currency will be transferred monthly to a Thai bank account.
If you insist on living in this country, a EUR bank account next to your THB account might be useful if the amount you will have to transfer each month is more than you spend each month.
EUR bank accounts with a Thai bank are usually also accepted in many immigration offices.
Technically speaking, transferring from a Thai EUR bank account to another Thai account is not possible.
After all, it is not clear on the Thai account that the amount comes from abroad, but from another Thai account.
Thrown a ball at Lamphun immigration last year.
First showed my Krungsri bank letter but was immediately rejected.
I had totally more and more than enough on the current accounts there.
An account with a balance of 500000 bath was not accepted.
Had to be 800000 she he, if I didn't know that after all these years that I lived here.
My FCD account in euros with a counter value in bath of more than 3 times the required 800000 and submission of the last 3 monthly bank statements of this FCD account that were also mentioned in the letter of the bank of the Krungsri were also not accepted .
My blood pressure and facial expression and pitch then changed rapidly.
Finally, I gave them a passbook from TMB bank with a bank slip with a balance of more than 800000 for the entire past year.
And that was accepted, he wanted to see the immigration officer passbooks.
Then I requested an interview with the captain a day later and received it.
Sprayed my bile in a neat way without getting angry.
My Thai spouse who accompanied me the day after the application also did her word, I can assure you.
He finally told , and came with a stack of books that contain the rules they must abide by.
Although you have been living here for many and many years, raised 2 Thai children, both graduated from the University, helped people in the area, invested in Thailand, paid annual income tax in Thailand, abide by the laws and regulations of this country.
But you don't build up any kind of credit here at immigration.
You are just treated like a school kid coming for his annual chocolate ice cream.
Sometimes I laugh into my fist when I see those who just cheat things here in all kinds of devious ways by, for example, borrowing money from buddies for 3 months.
Jan Beute.
If the application was as “Retired” only that 500 000 Baht is not enough, of course, or a visa support letter must be added for the remaining amount.
If the application was as "Thai marriage" it is sufficient, but perhaps that was not clear to that IO.
That should all be neatly on a few pages in one of his stacks of books.
For an FCD it is a matter of goodwill whether they take it or not. Hence “usually” and “many”.
Anyway.
There are those egos around who should take the time to go through those books instead of just waving them around.
Looking in books often no longer fits their status, because then it seems that he does not know the job. They then start applying or issuing rules from memory and/or from what they think is right. And that's how you get to tackling all those differences, even within the same immigration office.
Of course I also want to stand up for those who do well. Because luckily there are too.
And then the foreigner himself, of course. I notice in my environment that there is always a group that always has problems and there is a group that hardly or never has problems….
But why not apply for “Permanent resident”… shouldn't be a problem after many, many years and all those things you mention. Are you (except for a re-entry) rid of everything.
Then there is another (fortunately small) group of people who continue to whine: if you know after so many years that a bank book with THB 800K will result in an extension, you keep this book in your back pocket, you start walking with your ego and several bank books and credits wave, then attention from the captain and a pat on the head of your wife: what kind of big ego are we talking about? Occasionally, when reading comments, I think that there are many who are bored!
The advantage of the scheme is that the money can now come from different sources and also from different countries.
But suppose I buy a house in Thailand this year for say two million. Then I transfer that money from my Dutch bank account. Does that amount count?
Hans,
Naturally.
As long as the 2 million is in your bank account and this for at least 3 months at the time of the application.
At immigration they will not check what you are going to do with that money that is in your account at that time.
In the case of your daughter, you are also eligible for the 40 Baht income or 000 Baht I thought, but this aside.
“The advantage of the scheme is that the money can now come from different sources and also from different countries.”
This was previously also allowed by immigration. As long as you can provide proof of those incomes, confirmed by the embassy.
Embassy are more the problem here than immigration as they don't always want to confirm incomes from another country. Only incomes from the own country. They are probably just following the guidelines of their Ministry of Foreign Affairs and are therefore bound by such regulations.
You then have to go to the embassy of the country where the income comes from, but then again the question is whether that embassy will confirm that because you are a foreigner to them.
You are even allowed to use different bank accounts at some immigration offices to meet the 800 Baht/000 Baht requirement. Only then ensure that the total of all those bills that you show have never been below 400 000 Baht / 800 000 Baht in the last three months.
Hans, the arrangement has not changed. Then and now you could also use your 2 million for 1 time an extension if you keep 800.000 baht of this in a Thai bank account for 2-3 months and then use it to buy the house.
It doesn't count towards your extension, I've been building for 2 years. A lot of money was pumped in that time.
Every year with the extension it was a struggle to get those 800000 from somewhere for 3 months.
It worked but it often feels very unreasonable and unwelcome.
Money you put into your home doesn't count. Nor the money with which you may have paid for a car, motorcycle, rent or whatever….
It is money that you transfer and that you will then use to buy that house. As long as that money is in the Thai account in time.
By the way, all the money that is in the Thai account, and this during three months before the application, counts.
It doesn't matter what you use it for afterwards.
Hi Ronnie,
I have also read the text and nothing will change for us because the NL embassy already meets the conditions. We found that out last November. I don't know about the Belgian ones, but they must also have taken the right measures. The text of the Thai government is only an answer to the Americans et al who again do not want to adapt.
Regards,
Aad
In principle, nothing should change in the future. Not according to the text anyway.
Referring to November doesn't really say much, because this was still 2018 and it was already clear that nothing would change for 2019 either.
Jan 1, 2019 it would change and it remained to be seen how the regulations of immigration would be correct.
It could very well be that if you used an income you had to prove a visa support letter AND a monthly deposit. It now appears, after this text, not so.
For us, Belgians/Dutch, it remains the same.
By the way, the Belgian embassy now also asks for proof of the income you declare.
I think it's normal, but it wasn't necessary before.
In my opinion it is not that simple.
You enter the 65.000 Baht that you bring in per month as income.
After all, it is supposed to be your pension, even if the money comes from your savings account.
Then you have to pay tax on that 65.000 Baht, insofar as you cannot rely on the tax treaty.
Invoking the tax treaty will be difficult in practice, I think.
Those treaties differ per country, and as far as I know Thailand does not have a separate foreign service and you depend on the knowledge of the regional tax office.
This is also not entirely correct: you deposit THB 65K from NL to TH. In NL you have already paid tax on this. This is no longer necessary in TH. If you have arranged that you do not pay tax in NL, this must still be done in TH. In that case you are better off.
I made the caveat of the tax treaty.
But how many people have a pension of 65.000 Baht per month from the Netherlands?
Many people live here with an AOW, or slightly more.
This means that part of the amount of a savings account will have to come from the Netherlands and will have to be declared as income from pension.
In itself you are already cheating Thai immigration with this.
You will then receive an exemption in Thailand for at most the part taxed in the Netherlands.
You are then subject to tax in Thailand on the rest.
After all, you declare that savings as income.
Those many people with an AOW or slightly more – as you put it – have therefore never been able to meet the income requirements for an extension. In that sense, nothing will change for that group.
Then you still use the combination method.
Request a visa support letter for the AOW amount and the rest you fill up with a bank amount on a Thai bank up to the requested amount of 800 Baht.
Taxes have already been paid on the AOW amount in the Netherlands and the rest you supplement is just money in a Thai account, just like someone who would prove 400 or 000 Baht with his account.
If you don't cheat on anyone, you can live in peace with yourself.
I also plan to celebrate my retirement on the basis of 8 months TH and 4 months NL (a number of years). But then you get into a completely different discussion, namely. that you must ensure that you make this method financially possible. The best way is to put 800K THB in a bank. The TH authorities then understand that you also bring in money during your stay to pay for your groceries, etc. Actually, this whole discussion does not apply to “part-pensioners”. This arises because there are people who operate financially on the edge in order to make their stay in TH possible. They constantly experience obstacles that keep asking these kinds of questions about what and how to do.
Disagree.
Everyone has to decide for themselves what is the most practical, cheapest or best suited to their budget. They are all legal ways.
And why not also for “part-pensioners”?
What's wrong with making a monthly deposit if you have that option or just working with a “Visa Support Letter” instead of that bank amount of 800 Baht?
Maybe those people don't want to keep 800 Baht useless in a bank in Thailand. They may therefore prefer to transfer 000 65 Baht monthly and prefer to keep the rest of their savings in the Netherlands/Belgium or wherever.
Why then immediately label those people as “operating on the edge”.
It's just them, the people who actually transfer 65 Baht every month, proving that there is indeed enough money coming in.
You can't always say that about someone with an amount of 800 Baht, I think. There are also a whole section there who “operate on the edge”, even go the illegal route to prove that 000 Baht in the bank. Just think of the visa offices that provide certain services for this, etc…. Or not ?
Just let each use the method he or she sees fit. Everyone has to make their own account. Others don't have to do that for them.
That's all right, only you forget one thing: if you have 400 or 800 thousand in the bank, this account may NOT be ONE and/or account. Not accepted.
And what is an and/or account?
What he means is a bank account with which he can use more than himself. An account in my and my Thai spouse's names will not be accepted at immigration, not even for the 800000 bath option for retirement extension. JanBeute.
And joint account in Flemish so…
But that this is not generally accepted is not correct.
There are immigration offices that do accept that.
Only then only half of the amount on the account will count towards your application.
So it says 900 000 Baht on it then
– are you a married save because 450 000 Baht is considered yours.
– as “Retired” 450 Baht is insufficient and you must supplement with an income of at least 000 Baht so that you reach 350 Baht on an annual basis.
Your immigration office must of course accept such a joint account and that is a local decision. And of course they can also decide that it must be at least 1600 Baht before they accept such a bill.
Supplement.
The immigration offices that don't accept the joint bill before 1/1/19 probably won't suddenly start doing so after 1/1/19.
Before 1/1/19 you could not do anything with that joint account at your immigration office for your annual extension.
You already had a separate account for your annual extension or used an income (visa support letter, affidavit, proof of income,..).
Either you now open a new account in your name to which you transfer the monthly amount, or you use the visa support letter.
So don't really understand why the reaction that we would now suddenly "forget one thing" regarding that joint account.
In Chaiyaphum an and/or bill is accepted if it contains 1.600.000 baht.
A and/or account is an account in two names, usually the partner.
I also had that in the Netherlands and when my wife passed away, I could continue to use the account.
From a tax point of view, you could therefore transfer that foreign deposit of 65000 Baht back to Europe in pieces after 3 months and then have it reappear on your Thai account with the next monthly deposit.
I don't live there (yet), but is this arrangement also valid if I want to live quarterly later, so 3 months in Thailand followed by 3 months in Belgium and so on…?
That monthly deposit during a year is only if you want a year extension afterwards. You don't need that for other extensions.
It has nothing to do with quarters and nothing to do with taxation.
You could transfer that back to Europe and deposit it back. You do what you want with your money, but you also have to live in Thailand, of course. That also costs money.
Yes, provided that if you make a refund from your Thai account, the Immigration will see this from the codes in your bank book. You will then need two bank books. Also consider the costs that transfer entails and the fact that you have to live as Ronny says.
Or simply collect the remaining amount when he returns to the Netherlands after three months and deposit it again from home.
Technically this is all possible but….
I would certainly be careful with such things.
They are really not stupid as many think.
They also know all the "traffic of the fair" as we say in Flanders.
Still funny I think. The text has only just been released and we are already looking for ways to bypass the system…
When I read the “police order” sec, there are 2 options for extending the retirement visa:
The Baht 65.000/month option (new)
2 The income statement, checked and stamped by Embassy or Consulate (existing)
At the beginning of the explanation it is stated that the schemes of 80.000 baht 3 months on account or the combination scheme of income statement with additional money on account will also continue to exist.
However, I do not see these 2 options listed in the “Police order”.
It is unclear to me where that certainty of continuing to use the last 2 options comes from, especially because an existing option IS mentioned and this one is not.
Please clarify, especially for the people who need to use it.
This police order is exclusively about extension of residence based on income. The other option, money in the bank, is therefore not mentioned in this order, but will continue to exist.
The 65 000 Baht option is not new to “Retirement”. You always had to be able to prove that 65 Baht income if you only used an income.
There is now only a possibility to prove this, ie proof of income by means of a monthly deposit into your account from abroad.
Moreover, the document clearly states that it concerns adjusted requirements in the case of income, because certain embassies no longer issue proof of income to their citizens from 1/1/19.
As Stevennl also says, the bank amounts of 400 or 000 Baht and in the case of “Retired” the combination method will also continue to exist.
Thank you for this explanation.
As an additional option, the Baht 65.000 every month on a Thai bank account is a laborious method. But for those for whom it is no longer possible to obtain an income statement, there is still a way out.
Fortunately, I can still use the income statement option and keep enough funds in my home country to pay for other things like the in-patient insurance.
I, and many others, do not need Baht 65000/month to live a decent life here.
Then I would also have to recycle the surplus.
Well, no one says that you have to collect that 65 Baht and so you should not collect the 000 Baht if you use a bank amount.
But also a "decent" life is filled in differently by everyone.
After all, everyone spends his money according to his budget and when, how much and on what he wants. And if that is more than 65 Baht per month, there is nothing wrong with that. Why would it if your budget allows it.
For example, for one, a meal of 40 Baht and a bottle of water will be part of a "decent" life. For the others, this is no longer a snack in between and insufficient to be called a meal.
But no matter how much or little you spend, whether you live “properly” on less or not, 65 Baht p/m, or 000 Baht bank amount, or a combination income/bank amount of 800 Baht is what people want see in the application. It's just the requirements.
Tip:
Maybe keep the extra on a Thai account instead of sending it back to the Netherlands.
Who knows, the amount will be increased one day and then you already have a reserve to use the combination method if this proves necessary. 😉
In any case, I need at least the premium for my in Patient insurance of € 4830,– this year in Euros since payment in Baht is not possible.
Furthermore, the term “decent living” is indeed relative and the requirements for vsim renewal are well established.
I don't read my condition anywhere, I am in Thailand for 6 months and in Belgium for 6 months and have a retirement extension of 1 year, I am married to a Thai. Every year my wife comes to Belgium for a family visit for 3 months, when I return I give her of course a living money, cash. I leave 3 months later and then also take living money with me. I am staying here in Thailand on the basis of a 1-year retirement, just renewed on 03/01/2019, after a lot of inconveniences, up to 3 x have to present proof from bank in thai ,english was not accepted ,resent marriage certificate ,must be only 6 months old and other things. All personnel have been moved elsewhere and according to the office manager she will receive instructions from the head office. How to proceed, at the end of this year I have questions!
Apparently you have 400k baht in a Thai bank for your annual renewal? If so, nothing will change for you.
Of course your condition is included. You have a year extension based on "retirement" you say yourself.
With a year extension as “Retired” you certainly do not have to submit proof of marriage. Even if you are married to a Thai. That is the advantage of applying for the year extension as “Retired” instead of as “Thai Marriage”. Much less paperwork.
(I am also married to a Thai and also have a year extension as “Retired” which is also the reason I do it.)
Financially you have the following options as “Retired”.
– Or an 'Affidavit' from the Belgian Embassy stating an income of at least 65 Baht.
– or a monthly foreign deposit of 65 Baht to your Thai account. At the moment they will not even ask for a year to prove, because it has only been in effect since 000 Jan 1. (that's the new arrangement).
– or a bank amount of 800 Baht in the bank for at least 000 months (with bank letter and account statement)
– or a combination of income (with Affidavit) plus a bank amount and that must be 800 Baht on an annual basis
Or you ask for a year extension as "Thai Marriage" and then you will need proof of marriage.
submit but that's it
– Or with an 'Affidavit' from the Belgian Embassy stating a monthly income of 40 Baht.
– or a monthly deposit of 40 000 Baht. At the moment they will not ask for a year because it has only been in force since 1 Jan 19. (that's the new arrangement)
– or a bank amount of 400 Baht in the bank for at least 000 months (with bank letter and account statement)
I don't see the problem in getting a Thai bank letter as it is your Thai bank that has to deliver it.
If the rest of your story like, 6 months Thailand/6 months Belgium, your wife comes to Belgium for 3 months and you give her living money, that you also go back three months later and take living money with her, … is all nice but actually just leaf filling and has nothing to do with your year extension in Thailand.
@RonnyLatYa,
I would very much like to go into more detail with you on this subject, but more specifically to my personal situation. Would you be willing to send me your email address (since the editors don't) so that I can contact you directly? I would be most grateful to you for that. Thank you in advance,
[email protected]
I will let you know my email address.