Recently in the news untraceable pensioners
Hundreds of millions of euros of 'unfindable' pensioners remain with pension funds. Pension fund ABP recently confirmed this in the media.
A large part of these untraceable pensioners live abroad and perhaps also in Thailand! If one has emigrated, it can be more complicated to be traced. Especially if there is an old address in the INR state.
Read the article from RTLnieuws here: https://www.rtlnieuws.nl/economie/artikel/5308535/pensioenfondsen-miljoenen-onvindbaar-gepensioneerden-buitenland
How do you find out if you have a forgotten pension?
If you have a DigiD, you can go on https://www.mijnpensioenoverzicht.nl/
Source: GOOD newsletter
About this blogger
-
Known as Khun Peter (62), lives alternately in Apeldoorn and Pattaya. In a relationship with Kanchana for 14 years. Not yet retired, have my own company, something with insurance. Crazy about animals, especially dogs and music.
Enough hobbies, but unfortunately little time: writing for Thailandblog, fitness, health and nutrition, shooting sports, chatting with friends and some other oddities.
Read the latest articles here
EconomyJanuary 11 2025Thailand strengthens economy with ambitious trade policy
Money and financeJanuary 11 2025SCB Financial Markets publishes outlook for financial markets in 2025
Flight ticketsJanuary 11 2025Major disruptions expected at Brussels Airport due to national protest action on Monday
Food and drinkJanuary 11 2025Kaeng panang (curry) also a surprise from Thai cuisine
My findings with the ABP pension fund are such that I can safely say that involvement is hard to find. It is therefore not surprising that many of the necessary customers do not know where to find them. Recently there was the news that partners who have accrued pension at the same time may be eligible for a supplement, provided they report this themselves??? You should know that this possibility exists and the organization is silent in all tones. The organization that must be there for its customers is, as she herself states, bound hand and foot by rules from policymakers for the respective cabinets, who consider cutbacks to be of paramount importance. The calculation modules that have been imposed apparently come in handy for this organization. With the mea maxima culpa story, the customers are fobbed off, but combativeness towards the policymakers is not. In addition, the idea is held that we are all richly endowed with a pension that retains its value. Our entire pension system is wasted and negatively explained and imposed on its customers. There are billions of euros in the pot, which, again I wouldn't be surprised, will find their way for other purposes. After all, it has been robbed from the pot before and never reimbursed. Answers to questions asked by me are only partly made known. As it suits them. Among other things, I still have not received any clarity on how the amount of my pension was determined. One has to assume that what they are doing there is correct and given the people in power there, I don't have a good feeling about that. The black swans episodes from that time have opened my eyes. But yes, the majority of ABP customers think it's all right, so they continue with it. The fact that some of the ABP customers do not take up their responsibility themselves can be attributed to them, but there can also be all kinds of reasons for this.
Very un-Dutch, leave money behind. Furthermore, as a worker you receive an annual statement of accrued rights, which you only have to keep.
I think that among those unclaimed pensions is money from guest workers who have worked in NL for a short period or who have left for their home country with their old age pension. Tracking down those people is a difficult job, especially if their Dutch name is not registered anywhere in the home country. I can imagine that with North African languages, Cyrillic and others.
But ultimately you are responsible for keeping your address details up-to-date.
This certainly seems to me to be a valid reason for not being able to find those pensioners. I can hardly imagine Dutch pensioners not getting paid their state pension.
If I don't receive a state pension for a month, I'll immediately get into the pen.
“But ultimately you are responsible for keeping your address details up-to-date.”
My data was up to date in Mijnoverheid and after 3 years I have to find out that the tax authorities are using my old data to indicate that I have to file a return.
Privacy, links and that kind of posturing is difficult, but the question remains what is the point of keeping address information up to date and then no one looks at it. Dutch passport holders living abroad are also second-hand citizens for the NL tax authorities.
For enthusiasts it is good to know that the Ministry of Finance also holds money from various parties. https://www.rijksoverheid.nl/onderwerpen/consignatiekas
I don't know if ABP does it, but there is a possibility to give the pension entitlements on consignment to the ministry and then it can be sorted out for everyone without DigiD.
Quite bizarre that those hundreds of millions do create value, but that only ABP can benefit from it. With 99.9% certainty, one knows that the money will never be claimed and therefore a nice instrument to give some directors more compensation. Indirect polder corruption.
Oh well, every item immediately makes people go crazy about how bad the government is.
IN that piece in NB Telegraaf it was explained very clearly what the most common reason is and how far they still go in tracing right holders. The majority of these are people who worked/paid a pension before the BSN was valid. Many of them are probably already dead.
Now a year or so ago my sister passed away who was also entitled to a pension commutation from the store where she had worked for <2 years - that was around € 700. It is mainly about those kind of fairly small amounts - that it would be 100s and millions therefore seems to me rather exaggerated